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Liz Sebag-Montefiore is quoted in The Independent.

As we head into the colder months, financial worries caused by the cost-of-living crisis are showing no signs of letting up.

While the government’s Energy Price Guarantee has reined in household heating bills from the stratospheric levels they were due to reach, food prices are still rising and inflation is set to jump again after a glimmer of hope when it dropped to (a still staggering) 9.9% in the summer.

For many of us, a hefty pay rise would be welcomed with open arms right now, but with companies’ costs and energy bills rising too, is now a terrible time to ask your boss to bump your salary?

We asked experts for their advice on how to talk to your boss about a pay increase in the current financial climate…

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